With a personal debt solution, we can show you how to get out of debt and get your finances back on track. Behind on credit card payments, loan payments, and other debts? Behind on CRA payments? You need a plan to deal with all of your debts so you can put them behind you. The sooner you start, the sooner you will be living debt free.
Falling behind with your bill payments can happen to the best of us. A sudden job loss, illness, accident, an unexpected expense and other personal circumstances can all impact your ability to keep up with credit card bills, loan payments or other bills. It doesn’t take long for life’s little challenges to become big financial problems.
At Vine and Williams, we understand this was not your plan. We also understand that it’s difficult to get ahead when crushing debt and the burden of financial stress are holding you back.
With a personal debt management solution, we can get your finances back on track. We know you may feel like there is no way out and you don’t know who to trust with so many online offers of quick and easy help. Talk to us. We are federally Licensed Insolvency Trustees. We don’t offer a quick fix because there is no such thing. There is some work involved, but we will work with you and show you how to get out of debt.
Do you owe money to Canada Revenue Agency (CRA) for personal income taxes, GST/HST, EI or other overpayments? If CRA is after you because you are behind on CRA payments, we can help. A Licensed Insolvency Trustee like Vine and Williams can provide real relief from tax and other government debt. We can include income taxes, GST / HST, source deductions, benefit overpayments and other government assessments when showing you how to get out of debt. Government debt is treated the same as credit cards, lines of credit and other unsecured debts when you deal with a Licensed Insolvency Trustee. Missing your CRA payment can mean garnishment, seizure of assets or a freeze on your bank account … we can stop these collection actions.
Are you self-employed? We see many successful and highly skilled tradespeople who are running from CRA. We understand that being great at what you do doesn’t mean you are great with paperwork, and it often gets left undone at the end of a long tiring day. Don’t hide from CRA or assume there is nothing they can do if you haven’t filed your returns so they don’t know what is owing. Eventually, they will decide how much you owe and they will shut you down if you are behind on CRA payments. Call us to talk about how we can help … before they seize your bank account and contact your customers …call Vine and Williams for help at 310-6398.
The Right Solution for You
There are two primary solutions to debt management problems for most people — a Consumer Proposal or Personal Bankruptcy. Both are viable options, but you should educate yourself on the key differences. Compare…