Wondering how bankruptcy works in Canada? Many people think you need a lawyer to help you go bankrupt but that is not true. In Canada, you need the help of a Licensed Insolvency Trustee like Vine [...]
Are you struggling with debt or you work in a job that has been severely impacted by repeated and lengthy Covid shutdowns? Are you looking for ways to deal with your credit card and other [...]
What is a tax lien? If you owe money to Canada Revenue Agency (CRA) they have powerful collection tools unlike any other creditor. One of these tools is a tax lien. If you own real property [...]
Most people we meet never expected to be in financial difficulty. This is particularly true right now. Covid has hit hard and people who have been financially responsible their whole lives are [...]
With the latest shutdown, we have been talking to more business owners who are on the brink of permanently closing their businesses, or they have already done so and they don’t know where to [...]
Did you collect CERB, CRB or other Covid related benefits? Are you concerned you may owe some of these benefits back? If you received benefits you shouldn’t have, CRA will eventually be looking [...]
Will I lose my house? Will I lose my car? Are you going to take my RRSP’s? Am I going to jail? What happens when I file bankruptcy? If I call you, do I have to file bankruptcy? Am I automatically [...]
CERB may have transitioned into the Canada Recovery Benefit program, but the popular program is still making headlines. CRA recently issued notices to 200,000 Canadians warning they may have been [...]
There are two credit bureaus in Canada, Equifax and TransUnion. You are entitled to one free credit report from each bureau annually and you can obtain those full reports from them by mail. If [...]
Debt Help – You have rights when dealing with collection agencies. By visiting the Vine and Williams website, you have taken the first step toward getting the debt help you need to take control [...]
Thanks for your help today. On what was turning out to be a pretty sad day, you made a big difference. For that I am grateful.
Bob
Theresa was referred to me by a close friend. I can only state that my dealings with her have been professional, personable, goal-oriented and, in fact, delightful. Quite impressive I think given the difficult situation I have been in. I would welcome the opportunity to recommend Theresa and, hence, Vine and Williams, to any friend or acquaintance.
Connie
I just wanted to thank you for meeting me last week. You made, what was for me a difficult situation, very comfortable.
John
Words may not actually say what I want to say but I hope in some measure to convey my sincere thanks for all you have done for us. Thank you, thank you, thank you.
Carol
I have been struggling with debts and student loans for many, many years after my divorce and felt overwhelmed… living on cash advances and hiding from creditors. Walter Williams took his time listening to my past struggles and how I ended up in this predicament, taking the time to lay out my options and answer any and all questions I had. I was so relaxed and content that what I was doing was the right thing for ME. Claiming bankruptcy was not the end of my life, but the beginning of a more confident and cautious time in my life.”
