Most people we meet never expected to be in financial difficulty. This is particularly true right now. Covid has hit hard and people who have been financially responsible their whole lives are [...]

With the latest shutdown, we have been talking to more business owners who are on the brink of permanently closing their businesses, or they have already done so and they don’t know where to [...]

Did you collect CERB, CRB or other Covid related benefits? Are you concerned you may owe some of these benefits back? If you received benefits you shouldn’t have, CRA will eventually be looking [...]

Will I lose my house? Will I lose my car? Are you going to take my RRSP’s? Am I going to jail? What happens when I file bankruptcy? If I call you, do I have to file bankruptcy? Am I automatically [...]

CERB may have transitioned into the Canada Recovery Benefit program, but the popular program is still making headlines. CRA recently issued notices to 200,000 Canadians warning they may have been [...]

There are two credit bureaus in Canada, Equifax and TransUnion.  You are entitled to one free credit report from each bureau annually and you can obtain those full reports from them by mail.  If [...]

Debt Help – You have rights when dealing with collection agencies. By visiting the Vine and Williams website, you have taken the first step toward getting the debt help you need to take control [...]

Do I lose my Child Tax Benefit If I File a Bankruptcy or Consumer Proposal? This question has to be one of the most common questions we hear when meeting with people in our office. What happens [...]

It’s tax time again! Many people dread this time of year, especially if they think they will owe. Even worse if you are already struggling with other debt. Here are some important tips: 1. [...]

Most people recognize that if they meet someone online and are soon asked to send money to a long distance acquaintance in a foreign country, they should beware. But the problem doesn’t start at [...]